Hawk Law Group | August 9, 2023 | Car Accidents
If you were recently injured in a car accident, you may be able to recover compensation for your injuries and damages.
You will also likely be dealing with an insurance company after a car crash. This process can be difficult, as insurance companies will likely offer a low settlement initially.
There are several factors that can impact how much compensation you receive for your car accident claim. An experienced Evans personal injury lawyer can help you determine what your case is worth.
Determining Who Was At-Fault for the Collision
If the other driver was solely responsible for the accident, then you should be entitled to compensation for your damages. However, if you also share responsibility for the collision, then your compensation will be reduced accordingly.
Georgia is a modified comparative negligence state. This means that the amount of damages will be reduced in proportion to your percentage of fault. If you are 50% or more responsible for your injury, then you will not be entitled to receive any damages.
Injuries Sustained in the Car Accident
Car accidents can cause injuries that are minor or life-altering. The severity of the car accident and the extent of your injuries will impact the value of your personal injury case. If your injuries are more severe, your claim will likely be worth more. However, even a minor injury can result in fair compensation.
An experienced personal injury lawyer can help you deal with an insurance company that is undervaluing your claim.
Seek Immediate Medical Attention
It is important to get medical attention immediately following a car accident. If you delay seeking medical care, this can give the insurance company a reason to doubt your claim. An insurance company may claim that your injuries were caused by something other than the car accident.
If you promptly seek medical care after the car accident, it will increase your chance of getting fair compensation for your injuries.
Be Mindful of Your Statements Following a Car Accident
What you say after a car accident can subsequently affect your personal injury claim. You should not apologize or admit fault if you are involved in an accident. It is possible that the other driver was also at fault.
You should also not indicate that you are not injured immediately following an accident. It is important to get checked out by a medical professional.
Avoid providing a recorded statement to the insurance company without first consulting with a personal injury lawyer. Your statements can be used against you by the insurance company or defendant at trial.
If you were injured in a car accident, you may be entitled to reimbursement for your economic damages. These damages are the financial losses that you suffer as a result of the accident.
The following are economic damages that you may be able to recover:
- Medical bills
- Lost wages
- Property damage
- Physical and mental therapy
- Future lost income
You may also be entitled to non-economic damages if you were injured in a car accident. These damages are the result of your quality of life being diminished by your injuries.
The following are non-economic damages that you may be able to recover:
- Pain and suffering
- Loss of companionship
- Loss of quality of life
- Emotional distress
- Mental anguish
- Inability to perform tasks
An experienced personal injury attorney can help you get reimbursed for your economic and non-economic damages.
The Amount of Insurance Available for Your Claim
Georgia requires all drivers to have liability insurance. Under Georgia law, the minimum limits of liability insurance for bodily injury liability are $25,000 per person and $50,000 per incident. The property damage liability limit is $25,000 per incident.
It is possible that your injuries and property damage may exceed the policyholder’s policy limits. If this happens, you will have to sue the at-fault driver or use your own underinsured motorist coverage.
Hiring a Personal Injury Attorney Can Maximize the Value of Your Claim
An insurance company may refuse to negotiate a fair settlement with you. However, an insurance company may take your car accident claim more seriously if a personal injury lawyer is handling the claim. This could potentially lead to a fair settlement offer for you.
Since most personal injury lawyers work on contingency, they only get paid if they secure compensation for you. You can also hire a personal injury attorney with no upfront costs.
Contact the Car Accident Lawyers In the Central Savannah River Area at Hawk Law Group for Legal Assistance Today
For more information, please contact the car accident lawyers at Hawk Law Group at our nearest location to schedule a free consultation today.
We serve throughout the Central Savannah River Area and its surrounding areas:
We also serve in Edgefield County, SC.